Tuesday, June 21, 2005

Why Invest

GOLLIHUGH FINANCIAL SERVICES
4 DUNNINGTON COURT
SPRINGBORO OHIO 45066
937-748-4504



UNDERSTANDING OUR GOALS AND THEIR RELATIONSHIP TO FINANCIAL DECISIONS


Before I delve into the complexities surrounding investing, I believe it is necessary to understand that our financial future is greatly determined by the actions that we take today. A major factor for consideration is that savings is a discipline, and to accomplish this discipline we must have clearly identified and attainable goals. Of course, we all have different backgrounds, goals, financial resources, health circumstances, etc. As these differences are recognized, we become aware of the individuality of our needs.

Some of us may be in a position where all financial issues have been successfully resolved. To those fortunate enough to be in this situation I extend my sincere congratulations. Unfortunately, most of us have many complex financial issues. Some may be struggling with debt, educational goals, planning for retirement, reducing their tax burden, improving the quality of life for themselves or their loved ones, or simply maximizing the return on their savings.

We all have many desires as to specifically what we wish to accomplish in life. Most of us realize that financial resources are a key ingredient to effectively accomplish our goals.


REASONS INDIVIDUALS NEED TO INVEST

Once goals are clearly understood, we can now focus on why we must invest. Many
of us are fortunate enough to enjoy our current occupation. However, we also have
seen many examples of life changes where we simply may not be able to continue
that occupation and the accompanying lifestyle.

Regular disciplined investing is the best method of accomplishing lifestyle flexibility.
We may wish to change our career, or avail ourselves to other options as our stag in
life changes. Financial security to achieve these changes can greatly reduce the stress
level many experience when making a lifestyle change. Others may find themselves
in a position of simply not making the change because of financial insecurity.

Many times in my lifetime I have seen, known, and heard of individuals that continued
in a career that was not rewarding, challenging, or that only satisfied financial needs.

By choosing to manage and invest on a regular and consistent basis, everyone can improve their
lifestyle and avail themselves to other options

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